Savings Accounts
From our basic savings account to our many CD products, we give you the flexibility and growth potential to build financial security.
BASIC Savings
An affordable savings account that offers a convenient way to save with competitive rates.
| Minimum deposit to open | $50 |
| Two (2) withdrawals per month | No charge |
| Each transaction over two (2) | $2 each |
| Average collected balance below $10 | $2 |
Check with your local banking center for current rates.Interest compounded and paid monthly. Annual statements. The annual percentage yield is subject to change.
Savings Account Transfer
With account transfer your savings account can be tied to your checking account for overdraft protection when any transactions are made without available funds. The transfer automatically debits your savings account up to the available balance, with no charge.
CERTIFICATES of Deposit (Time Accounts)
Whether you are saving for 30 days or 5 years, we offer certificates of deposit to meet your needs for growth and liquidity.
| Account Product | Minimum Deposit |
| 30 day CD* | $2,500 |
| 90 day CD* | $1,500 |
| 6 month CD* | $500 |
| 8 month CD* | $2,500 |
| 1 year CD* | $500 |
| 2 year CD* | $500 |
| 150 week "Step Up" CD* | $5,000 |
| 3 year CD* | $500 |
| 4 year CD* | $500 |
| 5 year CD* | $500 |
* Check with your local banking center for current rates. A penalty may be imposed for early withdrawal.
IRA Savings Accounts
An Individual Retirement Account offers solid growth, tax benefits and is a sound and wise investment in your future.
| Account Product | Minimum Opening Deposit |
| 1-year IRA* | $100 |
| 18-month IRA* | $100 |
| 30-month IRA* | $100 |
* Check with your local banking center for current rates. A penalty may be imposed for early withdrawal.
Contact any of our banking center locations or email us + for more information about our savings accounts.
+Please do not send confidential information (such as your social security number, account numbers and other account information) in Internet email.
