Personal Banking

1ST Optimum Line of Credit

Enhance your checking account with 1ST Optimum Line of Credit - it's a convenient and easy way to help you with monthly cash flow or make major purchases.  A one-time credit approval process allows you to enjoy the benefits of 1ST Optimum Line of Credit :

  • Write checks for purchases and payments for any amount up to your credit limit.
  • Get cash advances from ATMs all over the world in $100 increments.
  • Low minimum payments - and your balance can be paid in full at any time to save interest costs.
  • Receive monthly statements with your checking-account statement.

Credit qualifications apply.

Contact any of our banking center locations or email us + for more information about our 1ST Optimum Line of Credit.

+Please do not send confidential information (such as your social security number, account numbers and other account information) in Internet email.

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