Personal Banking

Mortgage Services

We can customize your home loan by offering competitive rates, superior personal service and local decision making.  Our experienced and friendly mortgage officers can tailor the right loan for you starting with pre-approval and taking you through closing.

Pre-Approval

We can start you on the right path to home ownership by pre-approving you for a home loan.  The process is fast and easy.  Simply complete an application and you'll quickly know how much home you can afford.

Conventional Mortgages

A conventional loan offers a variety of options for financing your new home or refinancing your existing home.

Adjustable Rate Mortgages (ARM)

An ARM is a good alternative if you are not planning on staying in your home the entire length of the loan.

Jumbo Loans

We offer competitive Jumbo loans and an in-house loan program specially designed for higher-priced homes.

First-Time Buyer Programs

Through the New Mexico Mortgage Finance Authority (MFA) we are an approved lender and offer a range of programs to assist first-time homebuyers.

Government Loans

We are an approved FHA, VA, GRH (USDA) lender and offer many options for home mortgages.

  • FHA - A Federal Housing Administrative loan is a good option for a variety of buyers.
  • VA - The Veterans Administration loan is offered ONLY to eligible veterans.
  • GRH - A GRH loan is guaranteed by the United States Department of Agriculture (USDA). 

Online Mortgage Application

Before you apply for your home loan, use our customer application checklist to help you get organized. Fill out our pre-approval application, and stop by your local banking center or email us + to speak to a mortgage loan officer about financing options.

Click here to apply online.

+Please do not send confidential information (such as your social security number, account numbers and other account information) in Internet email.

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