Consumer Loans

We have loans to fit your needs and lifestyle. We offer a full range of financing options with fast, personalized service to simplify the lending process.

Mortgage Loans

We offer a wide variety of mortgage services and loan programs whether you are a first-time buyer, moving up or refinancing.

Home Equity Loans

Use the equity in your home to consolidate bills, help with college expenses, make those home improvements, pay medical bills and more.

1ST Optimum Line of Credit

Add freedom and convenience to your checking account with a 1ST Optimum Line of Credit. Your checkbook and 1ST Ready VISA debit card possess the power of a credit card for any amount up to your approved credit line. Credit qualifications apply.

Personal Loans

Unsecured, Short-term Loans and Other Installment Loans

A fast and flexible option to help you with personal or household expenses. These short-term loans are tailored to fit your needs.

Auto and Recreational Vehicle Loans

Whether it's a new or a previously owned car, we have options to get you on the road. We also offer a variety loans for activities that include new or used motor home, fifth-wheel, folding trailer, boat, snowmobile, personal watercraft, motorcycle, or ATV.

 

Personal Financial Statement

For your convenience, simply download and complete our Interactive Financial Statement and take to your local banking center.

Contact any of our banking center locations or email us ⁺ for more information about our consumer loans, rates and vehicles for sale.

⁺Please do not send confidential information (such as your social security number, account numbers and other account information) in Internet email.